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Pet Health Insurance Peoria AZ

This page provides useful content and local businesses that can help with your search for Pet Health Insurance. You will find helpful, informative articles about Pet Health Insurance, including "Pet Insurance: Benefit Schedules as Managed Care" and "Opinion: Let’s Reform Health Care For a Better Tomorrow". You will also find local businesses that provide the products or services that you are looking for. Please scroll down to find the local resources in Peoria, AZ that will answer all of your questions about Pet Health Insurance.

The Equestrian Group
(602) 992-1570
PO Box 9957
Pheonix , AZ
 
Farmers Insurance
(623) 385-3177
15396 N 83rd Ave Building D-102
Peoria, AZ
 
Farm Bureau Financial Svcs. & Ins.
(623) 889-7420
7992 W Thunderbird Rd Ste C
Peoria, AZ
 
State Farm Ins. - Maria
(623) 412-2770
8392 W. Thunderbird
Peoria, AZ
 
Farmers Insurance
(623) 444-2124
25314 N. Lake Pleasant Pkw
Peoria, AZ
 
Jl Equine Insurance Inc
(877) 264-2658
PO Box 30787
Phoenix, AZ
 
American Family Ins
(623) 878-0335
17235 N 75 Avenue
Glendale, AZ
 
State Farm Ins. - Sharon
(623) 979-0008
20542 N. Lake Pleasant
Peoria, AZ
 
Farm Bureau Financial
(623) 334-6254
15396 N 83rd Ave
Peoria, AZ
 
Bilingual Services, LLC
(623) 478-9149
Trillogy Vistancia Box
Peoria, AZ
 

Opinion: Let’s Reform Health Care For a Better Tomorrow

Health-care reform would be especially good for our profession, as practice owners and employers wouldn’t have the financial burden and social obligation of carrying health insurance for their employees.

Many veterinary hospitals, like other small businesses, don't always have the money or the will to offer health coverage as a benefit.

One of my former receptionists, Martha, had health-care insurance during the six years she was on my staff. Then she went to work at another hospital that did not provide health insurance. When Martha developed symptoms of a urinary tract infection, she delayed going to see the doctor because she and her husband were saving for a house and she was uninsured. Six weeks later, she did go to the doctor and was told she had advanced cervical cancer.
 
Martha died in three days. She was only 32 and had been married for 10 years. Everyone who knew Martha was upset that she put off seeing the doctor because she didn’t have health insurance. This is a sad but true story.

Many people believe that not having insurance isn't a good excuse for not getting yourself checked out if a problem comes up. But the sad part is that Martha was so young to have this type of cancer. Who would have suspected?
 
In this century, in this country, people should not lose health insurance because they move to another job or because their employer has to cut back or shut down.

The recession is filtering people out of employment daily. People should be able t...

Copyright 2009 BowTie Inc.

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Pet Insurance: Benefit Schedules as Managed Care

Editor’s Note:

Jack L. Stephens, DVM, the father of pet health insurance in the U.S., wrote an article about the 80/20 percent reimbursement model of pet insurance on June 25, 2009. On August 20, 2009, Tom Kendall, DVM, replied, warning of pitfalls in that model making the case for a benefit schedule. In this piece, Dr. Stephens responds and poses a challenge.

Tom,

Pet insurance can and must be easy and straightforward to understand. Pet owners need to know how much they will be reimbursed for their pet’s care, otherwise how can pet owners plan financially?

With the benefit schedule you describe, clients receive 50-55 percent reimbursement of veterinary care according to the VPI report to the Vet Partners Association. I believe this is a form of managed care, when fees are set with no regard to practice cost, quality of care, differences in economic areas and, of course, the severity or complications of treatments.

For example, as you know, not all pets with pancreatitis respond the same, so how can there be only one benefit amount?

When reimbursements are much lower than actual cost, many clients make the wrong assumption: Their veterinarian must have overcharged. This is not good for the pet owner, the veterinarian or the pet insurance industry.

A benefit schedule in the early days of pet insurance made more sense because most veterinary care was similar. Not so today, where cost and delivery of care vary widely. It is the insurance company...

Copyright 2009 BowTie Inc.

Click here to read the rest of this article from Veterinary Practice News